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UOB (United Overseas Bank)
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== Digital Banking and Innovation == UOB has embraced digital transformation to make banking '''smarter, faster, and more personalized'''. Key initiatives include: * '''UOB TMRW App:''' A next-generation mobile banking platform featuring AI-powered insights, goal tracking, and real-time expense analysis. * '''UOB PayNow and Mighty Pay:''' Seamless QR-based and peer-to-peer payment solutions. * '''Digital Onboarding:''' Customers can open accounts and apply for credit cards instantly using Singpass. * '''Data-Driven Personalization:''' Uses artificial intelligence to customize offers and financial advice. UOB was named one of the '''Worldโs Best Digital Banks''' for integrating technology with human-centered design. ----
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