Editing Muhammad Yunus (section)

=== Challenges and Criticism ===
While Yunus’s achievements are widely lauded, his work has not been without controversy. Some critics argue that microfinance has limitations and that the interest rates charged by some microfinance institutions can be high, potentially burdening borrowers with debt. Additionally, concerns have been raised about the long-term sustainability of microcredit programs in certain regions.

Muhammad Yunus has acknowledged these challenges and continues to advocate for responsible microfinance practices and sustainable development. He has emphasized that the ultimate goal is not just to provide financial services but to create systems that promote social and economic justice.