Editing DBS Group (section)

== Core Business Segments ==

=== 1. Consumer Banking and Wealth Management ===

* Full range of retail banking products — deposits, loans, credit cards, and insurance.
* Flagship mobile app '''DBS digibank''', one of the most advanced banking apps globally.
* '''DBS Treasures''' (for affluent clients) and '''DBS Private Bank''' (for high-net-worth individuals).
* Wealth management services in Singapore, Hong Kong, China, Taiwan, India, and Indonesia.
* Integrated '''digital investment platforms''' and robo-advisory services.

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=== 2. Institutional Banking ===

* Serves '''corporate, SME, and institutional clients'''.
* Products include trade finance, cash management, treasury, and corporate lending.
* '''DBS IDEAL''': A secure online platform for corporates to manage liquidity, payments, and trade.
* Industry leader in '''sustainable corporate finance''', including '''green bonds''' and '''ESG-linked loans'''.

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=== 3. Treasury and Markets ===

* Manages '''foreign exchange''', '''interest rate products''', '''fixed income''', and '''commodities trading'''.
* Key player in '''Asian debt markets''' and '''structured products'''.
* Provides '''risk management solutions''' and '''liquidity optimization''' for global corporates.

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=== 4. Sustainable Finance and Impact Banking ===

* Pioneered '''ESG financing''' in Asia, committing over '''S$100 billion''' to sustainable projects by 2030.
* Focuses on '''renewable energy, green buildings, and social impact bonds'''.
* Published Asia’s first '''Sustainability Report (2015)''' and continues to lead in '''climate finance innovation'''.
* Member of the '''Net-Zero Banking Alliance (NZBA)''', aiming for net-zero financed emissions by 2050.

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