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== Historical Background == * '''1968:''' Founded by the Government of Singapore as the '''Development Bank of Singapore''' to finance industrialization projects. * '''1970sโ1990s:''' Expanded into commercial and retail banking; listed on the Singapore Exchange in 1999. * '''2000s:''' Acquired POSB Bank, making DBS the largest retail bank in Singapore. * '''2010s:''' Transformed into a '''digital-first bank''', investing heavily in fintech and AI innovation. * '''2020s:''' Named the '''Worldโs Best Bank''' multiple times and a global benchmark for '''digital, sustainable, and inclusive finance'''. ----
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